Check Your Insurance Now

hi all, been too busy with my new job to post on here for a while but i think you might be interested in the following.

as some of you know i recently closed my bodyshop and got a job as a motor insurance engineer, over the last 3 weeks one thing that has got my attention is the fact most insurance companys are not paying out for modifications on there policy holders cars (a different matter if its a third party case as they can claim it back).

please check that you are covered for all your mods, and then check the cover you have, a lot of companys are only covering you for the road risk involved with your mods and not the replacment or repair of the items you have fitted.

if you were to have a accident that was not your fault then it is likely the insurer would pay out on the claim but only putting the car back to standard specification.

also those that choose not to declare the mods they have should be aware that when engineers inspect any damaged car a note of modifications is made and cheked aginst the policy. if there is a discrepency the it is passed directly to the fraud dept for investigation.